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Moving In

It’s Time to Celebrate!

Moving In

Some people pop champagne. Others just breathe a sigh of relief that the deal is finally closed. Either way, we’ve walked this path ourselves, buying properties, closing deals, and building a portfolio from the ground up, so we know exactly what still needs your attention before you get the keys.

Final Walk-Through Inspection

This is your last look before you own the place, and it matters. By now, every contingency in the Purchase Agreement should be satisfied and the seller’s belongings should be completely out. Most buyers schedule this walk-through the day before or the day of closing, giving you one final chance to confirm the home is exactly as promised. No surprises. No fine print catching up with you later.

Closing

Once you’re satisfied with the walk-through, it’s time to close. You, the seller, and the closing agent will sit down together to sign the settlement agreement, a clear, itemized record of every financial transaction tied to the sale. From there, you’ll sign your loan documents and deposit your remaining down payment and closing costs into escrow.

If you’re bringing funds to the table, you have two options: a certified bank check for the exact amount listed on your settlement statement, or a wire transfer straight to the escrow account. Either way, you’ll know exactly what’s expected, with no guesswork and no last-minute scrambling.

Once the paperwork is signed and the funds are settled, the deed gets recorded at the County Recorder’s office. That’s it. The property is officially yours.

Ready to Get Started?

Call us at 757.384.9223 or complete this short form and one of our agents will be in touch. We built our reputation on straight answers and real experience, so let's put that to work for you.

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Tips For Buying

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Don’t Max Out Your Budget

Just because you’re approved for a certain loan amount doesn’t mean you should spend it all on the purchase price. Leave room in your budget for closing costs, taxes, and any repairs or updates the home may need.

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Get To Know The Area

Make sure the neighborhood actually fits your life, proximity to schools, commute times, and access to shopping and everyday conveniences all matter.

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Don’t Skip The Home Inspection

A home inspection is worth every penny. It can surface problems you’d never catch on your own, giving you peace of mind and the information you need to make a confident decision.

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Get Pre-Approved

Being pre-approved by a lender shows sellers you’re a serious, ready buyer, not just browsing the market.

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Make a List of Deal Breakers

Know the difference between what you can live with, what you can’t live without, and what can simply be fixed with a remodel. If you need four bedrooms, don’t buy a two-bedroom home that requires a costly addition to get there.

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Look At The Age Of Appliances And Major Systems

Some of the priciest components of a home, appliances, HVAC, water heater, septic or well systems, and the roof, are worth a close look. Pay attention to their age and service history, and don't be afraid to ask the seller to include a home warranty.

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Check For HOA Requirements

Most neighborhoods have an HOA governing what you can and can't do on your property. Make sure you understand the rules and the associated fees (usually billed annually) before you buy.

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Questions?

Give us a call at (757) 755-4225 or fill out the form and we’ll be in touch.

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What Price Range Can I Afford?

Resources For Virginia Beach Home Buyers

The path to homeownership starts with understanding what you can actually afford. One of the biggest factors is your down payment, or whether you need one at all. Many buyers assume a 20 percent down payment is required, but thanks to various government-sponsored loan programs, some buyers can purchase a home with as little as 3.5 percent down. Veterans of the U.S. military may also qualify for loan programs requiring no down payment at all.

Working with a knowledgeable mortgage loan officer is key to understanding which lending options are available to you and staying current on the latest programs. Feel free to browse our vetted list of preferred lenders below, or, if you’d like a quick estimate, try our free mortgage calculator.

Mortgage Calculator

Mako Real Estate

Areas We Serve

  • Virginia Beach
  • Chesapeake
  • Suffolk
  • Norfolk
  • Portsmouth
  • Newport News
  • Hampton
  • Hampton Roads
  • Isle of Wight County